All of USC’s medical plans provide:

  • access to top-quality providers
  • preventive care at no cost to you
  • effective coordination among providers
  • limits on out-of-pocket expenses
  • coverage for prescription drugs, behavioral health and substance abuse services, and out-of-network emergency care

Note that neither vision nor dental care is included but both are options available for purchase.

See our detailed guide: 2020 Comparing Your Health Plans Options. (Verdugo Hills employees, as well as union-represented employees from across the university, should view their medical plan options on their own pages; this chart does not include their options.)

Medical plan rates effective January 1-December 31, 2020

Medical plan costs are based on your pay rates. A chart has been prepared for each “salary band” or pay level. The charts are divided by whether you get paid monthly or biweekly.

Note that a spousal surcharge may apply to these costs – see the working spouse surcharge page for details.

Medical costs for those paid monthly

Medical costs for those paid biweekly

Remember that in months with three paychecks, costs only come out of the first two checks.

Questions about pay-based medical rates? See our Q&A page.

For additional help in choosing your medical coverage, visit the webpages of the individual plans linked below. Direct questions to USC’s Health Plans office at or (213) 740-0035.

Additional benefits for USC Trojan Care EPO or USC PPO participants

Visit the consolidated member health site for EPO and PPO members – as well as anyone in your family – to find providers and compare plans. Here’s a handy user’s guide to the new portal.

EPO and PPO members also qualify for USC Premier Care.

Medical for Keck/Norris union employees – overview

Healthy choices incentives and offerings (only applies to above plans)

Smoking cessation resources