All of USC’s medical plans provide:

  • access to top-quality providers
  • preventive care at no cost to you
  • effective coordination among providers
  • limits on out-of-pocket expenses
  • coverage for prescription drugs, behavioral health and substance abuse services, and out-of-network emergency care

Note that neither vision nor dental care is included but both are options available for purchase.

Choosing your plans

(Note: Verdugo Hills employees, as well as union-represented employees from across the university, should view their medical plan options on their own pages.)

Medical plan rates effective January 1-December 31, 2021

Medical plan costs are based on your pay rates. A chart has been prepared for each “salary band” or pay level. The charts are divided by whether you get paid monthly or biweekly.

Note that a spousal surcharge may apply to these costs – see the working spouse surcharge page for details.

Medical costs for those paid MONTHLY – your monthly costs if you annually make:

Medical costs for those paid BIWEEKLY – your biweekly costs if you annually make:

Remember that in months with three paychecks, costs only come out of the first two checks.

Questions about pay-based medical rates? See our Q&A page.

For additional help in choosing your medical coverage, visit the webpages of the individual plans linked below. The individual pages also discuss additional benefits offered by the various plans. Direct questions to USC’s Health Plans office at or (213) 740-0035.