The following medical plans are available to benefits-eligible employees:
(If you’re a USC Verdugo Hills or union-represented employee, please visit your respective medical plan pages for details.)
What you receive with USC medical plans:
- Access to top-quality providers
- Preventive care at no cost to you
- Effective coordination among providers
- Limits on out-of-pocket expenses
- Coverage for prescription drugs, behavioral health and substance abuse services, and out-of-network emergency care
- Gender-Affirming Care Services
- Family Planning Services
- FAQs – Reproductive Services
Where to get help with choosing your plan
- To compare plans, see our 2023 plan comparison charts (non-union).
- For a plan comparison tool and provider search tool, visit the HealthComp member portal.
- Reach out to USC’s Health Plans office at healthplans@usc.edu or 213-740-0035.
Medical plan rates effective Jan. 1 – Dec. 31, 2023
Medical plan costs are based on your annual salary rate. Please reference the following charts for each “salary band” level.
Rate charts for those paid BIWEEKLY:
- $61,000 or less
- $61,000.01 to $120,000
- $120,000.01 to $180,000
- $180,000.01 to $250,000
- More than $250,000
Rate charts for those paid MONTHLY:
- $61,000 or less
- $61,000.01 to $120,000
- $120,000.01 to $180,000
- $180,000.01 to $250,000
- More than $250,000
(For months with three pay periods, costs only come out of the first two paychecks.)
If your spouse/domestic partner’s employer offers medical coverage and you choose to provide them coverage under a USC plan, a Spousal Surcharge will apply to your medical coverage.
Questions about pay-based medical rates? See our Q&A page.