The following medical plans are available to benefits-eligible employees:

(If you’re a USC Verdugo Hills or union-represented employee, please visit your respective medical plan pages for details.)

What you receive with USC medical plans:

  • Access to top-quality providers
  • Preventive care at no cost to you
  • Effective coordination among providers
  • Limits on out-of-pocket expenses
  • Coverage for prescription drugs, behavioral health and substance abuse services, and out-of-network emergency care
  • FAQs – Reproductive Services

Where to get help with choosing your plan

Medical plan rates effective Jan. 1 – Dec. 31, 2023

Medical plan costs are based on your annual salary rate. Please reference the following charts for each “salary band” level.

Rate charts for those paid BIWEEKLY:

Rate charts for those paid MONTHLY:

(For months with three pay periods, costs only come out of the first two paychecks.)

If your spouse/domestic partner’s employer offers medical coverage and you choose to provide them coverage under a USC plan, a Spousal Surcharge will apply to your medical coverage.

Questions about pay-based medical rates? See our Q&A page.