The following medical plans are available to benefits-eligible employees:

• USC Trojan Care EPO
• USC EPO Plus
• USC PPO
• Anthem HMO
• Kaiser HMO

(If you’re a USC Verdugo Hills or union-represented employee, please visit your respective medical plan pages for details.)

What you receive with USC medical plans:

• Access to top-quality providers
• Preventive care at no cost to you
• Effective coordination among providers
• Limits on out-of-pocket expenses
• Coverage for prescription drugs, behavioral health and substance abuse services, and out-of-network emergency care
• FAQs – Reproductive Services

Where to get help with choosing your plan

• To compare plans, see our 2023 plan comparison charts (non-union).
• For a plan comparison tool and provider search tool, visit the HealthComp member portal.
• Reach out to USC’s Health Plans office at healthplans@usc.edu or 213-740-0035.

Medical plan rates effective Jan. 1 – Dec. 31, 2023

Medical plan costs are based on your annual salary rate. Please reference the following charts for each “salary band” level.

Rate charts for those paid BIWEEKLY:

• $61,000 or less
• $61,000.01 to $120,000
• $120,000.01 to $180,000
• $180,000.01 to $250,000
• More than $250,000

Rate charts for those paid MONTHLY:

• $61,000 or less
• $61,000.01 to $120,000
• $120,000.01 to $180,000
• $180,000.01 to $250,000
• More than $250,000

(For months with three pay periods, costs only come out of the first two paychecks.)

If your spouse/domestic partner’s employer offers medical coverage and you choose to provide them coverage under a USC plan, a Spousal Surcharge will apply to your medical coverage.

Questions about pay-based medical rates? See our Q&A page.