USC Trojan Care EPO
Includes access to Keck Medicine of USC providers and other outstanding, carefully selected providers. This low-cost plan is specially designed for USC employees. See EPO details.
USC PPO
Includes access to Keck Medicine of USC providers (Tier 1), Anthem Blue Cross Prudent Buyer and national BlueCard providers (Tier 2), and providers who are out-of-network (Tier 3). See PPO details.
Anthem MyChoice HMO
Under this HMO, you must use Anthem MyChoice providers; there is no out-of-network coverage (except in an emergency). You must choose an Anthem MyChoice doctor as your primary care physician (PCP) to be your first point of contact, coordinate your care and make referrals. See MyChoice HMO details.
Where to get help with choosing your plan
- To compare plans, see our 2025 plan comparison chart (union)
- Plan comparison tool
- Reach out to USC’s Health Plans office at healthplans@usc.edu or 213-740-0035.
Compare prescription drug coverage
Prescription drug coverage is included with the medical plan. The amount you pay depends on the plan’s copay, the plan’s formulary, you choose, and if you are visiting an in-network pharmacy.
Each medical plan has its own prescription drug formulary (a list of medications, both generic and brand name, that offer the greatest overall value). The formulary determines which (and how) drugs will be covered, and how the brand-name drugs on the formulary are classified (preferred or non-preferred). Be sure to check your medications against your medical plan’s formulary, which may change.
| Retail prescription drug coverage | USC Trojan Care EPO You pay: | USC PPO You pay: | Anthem MyChoice HMO You pay: |
| Pharmacy deductible | $0 | $0 | $25/person |
| Generic | $5 | $5 | $10 Deductible does not apply |
| Brand (no generic available) | $25 | $25 | $25 (formulary only) |
| Brand (generic available) | $70 | $70 | $40 |
| Specialty drug | $125 | $125 | 20% (up to $100) (formulary only) |