USC Trojan Care EPO

Includes access to Keck Medicine of USC providers and other outstanding, carefully selected providers. This low-cost plan is specially designed for USC employees. See EPO details.

USC EPO Plus

The EPO Plus plan is a high quality, affordable option for employees residing in California who cover dependents who reside out of state or in Northern California. See EPO Plus details.

USC PPO

Includes access to Keck Medicine of USC providers (Tier 1), Blue Cross Prudent Buyer/BlueCard providers (Tier 2), and providers who are out-of-network (Tier 3). Because of this broad choice in providers, this is the most expensive plan. See PPO details.

Anthem HMO

Includes providers in Anthem’s HMO network and other selected providers. This low-cost plan does not allow you to choose a Keck Medicine of USC doctor, although some Keck doctors are in the Anthem network. See HMO details.

Anthem MyChoice HMO

Under this HMO, you must use Anthem MyChoice providers; there is no out-of-network coverage (except in an emergency). You must choose an Anthem MyChoice doctor as your primary care physician (PCP) to be your first point of contact, coordinate your care and make referrals. See MyChoice HMO details.

Compare medical plan options

See the plan comparison charts for hospital unions.

Compare prescription drug coverage

Your prescription drug coverage is included with your medical coverage. The amount you pay depends on the medical plan you choose, and using a network pharmacy will save you money. Make sure you know which pharmacies are in your plan’s network.

Each medical plan has its own prescription drug formulary (a list of medications, both generic and brand name, that offer the greatest overall value). The formulary determines which (and how) drugs will be covered, and how the brand-name drugs on the formulary are classified (preferred or non-preferred). Be sure to check your medications against your medical plan’s formulary, which may change.

Retail prescription drug coverage	USC Trojan Care EPO and USC EPO You pay:	USC PPO You pay:	Anthem HMO You pay:	Anthem MyChoice HMO You pay:
Pharmacy deductible	0	0	0	$25
Generic	$5	$5	$10	$10
Brand (no generic available)	$25	$25	20% ($30 min., $125 max.)	$25 (formulary only)
Brand (generic available)	$70	$70	45% $50 min., $250 max.	$40
Specialty drug	$125	$125	Same as above except self- administered injectable drugs $200 (not including insulin)	20% ($200 max) (formulary only)