Accident insurance

This page will be updated with 2025 information by Jan. 10, 2025.

MetLife Accident Insurance provides a lump sum payment to help pay for expenses that medical insurance may not cover if you are injured in an accident.

When unexpected injuries lead to unexpected expenses, your accident insurance can provide money to help pay for expenses such as medical bills, transportation costs, and childcare expenses.

  • You’ll receive a lump sum payment to use as you see fit, paid directly to you
  • The plan pays no matter what your medical insurance covers
  • May cover accident-related events, such as: sports injuries, auto accidents, bicycle accidents, broken bones, knee injuries, and falls

With group employee rates, you can get Accident Insurance coverage for less than the cost of your daily medium cup of coffee.1

The USC employee MetLife Accident Insurance webpage offers extensive information on this benefit, as well as the plan guide for more details.

If you’re a Verdugo Hills employee, please see your own insurance page.