This page will be updated with 2025 information by Jan. 10, 2025.
The USC Verdugo Hills medical insurance plan is administered by HealthComp. See the summary plan description and the summary of benefits and coverage.
Click here for more information about costs, covered items, and services.
Medical benefits
Browse the various medical and infertility treatment benefits to understand the difference between the two tiers.
| MEDICAL | ||
| BENEFIT | TIER 1 | TIER 2 |
| USC VHH/Keck Medicine of USC/ USC Care Medical Group | Anthem Blue Cross Prudent BuyerNetwork/ BlueCard® Providers | |
| Deductible: Individual / Family | None | $500/$750 |
| Out-of-pocket maximum (medical) | $5,000 individual/$10,000 employee and all covered dependents combined | |
| Physician office visit | Plan pays 100% after $10 copay(USC Care Medical Group only) | Plan pays 100% after $25 copay(deductible waived) |
| Preventive care (adult and child) | Plan pays 100% | Plan pays 100% (deductible waived) |
| Child immunizations (through age 18) | Plan pays 100% | Plan pays 100% (deductible waived) |
| Maternity – physician office visit | Plan pays 100% after $10 copay(USC Care Medical Group only) | Plan pays 100% after $25 copay(deductible waived) |
| Maternity – physician delivery | Plan pays 100% | Plan pays 70% |
| Maternity – hospital charges | Plan pays 100% | Plan pays 70% |
| (up to 120 days /calendar year) | ||
| Home health care | Plan pays 70% | |
| (up to 50 days /calendar year) | ||
| Durable medical equipment | Plan pays 90% | Plan pays 70% |
| Hospice care | Plan pays 80% | |
| Mental health/substance abuse –Inpatient room and board | Plan pays 100% | Plan pays 70% |
| Mental health/substance abuse –Outpatient | Plan pays 100% after $10 copay(USC Care Medical Group only) | Plan pays 100% after $25 copay(deductible waived) |
| Prescription drugs | USC VHH Pharmacies(90-day supply) Generic: You pay 10% up to $5 max Brand Name: You pay 20% Non-Formulary: You pay 30% | Navitus Pharmacies(30-day supply) Generic: You 20% up to $10 max Brand Name: You pay 30% Non-Formulary: You pay 50% |
| Out-of-pocket maximum Prescription: Individual/Family | $1,600 individual / $3,200 employee and all covered dependents | |
| Infertility Treatment | ||
| TIER 1 | TIER 2 | |
| USC VHH/Keck Medicine of USC/USC Care Medical Group | Anthem Blue Cross Prudent Buyer Network/ BlueCard® Providers | |
| Medical – Lifetime Maximum | $10,000 lifetime maximum | |
| Physician Office Visit | $10 copay | $25 copay |
| Artificial Insemination | 20% coinsurance | |
| Invitro Fertilization (IVF) | 20% coinsurance | |
| Physician Services | 20% coinsurance | |
| Imaging, Tests and Lab Work | 20% coinsurance | |
COVID-19 resources
- Screening and testing – The health plan will pay 100% for only medically necessary screening and testing of COVID-19. Beginning Saturday, Jan. 15, 2022, members covered by private health insurance or a group health plan are now able to purchase over-the-counter (OTC) COVID-19 tests authorized by the U.S. Food and Drug Administration (FDA) at no cost without a prescription. The reimbursement of OTC COVID-19 tests will remain in effect until the Public Health Emergency (PHE) is rescinded.
- COVID-19 test kits can be purchased at network pharmacies at $0 member out-of-pocket, with a quantity limit of eight tests per covered individual every 30 days. This eight-test limit does not apply to such test kits ordered with a prescription. COVID-19 tests kits must be purchased at the pharmacy counter with your medical/rx insurance card to ensure that they are processed properly. View Navitus’ list of network pharmacies.
- Members can also submit a claim for reimbursement for COVID-19 OTC test kits purchased on or after Jan. 15, including those from non-network pharmacies and non-pharmacy locations. The COVID-19 OTC Test Claim Form is also available for download at navitus.com/members. For more detailed information, please view the COVID OTC Testing FAQs.
- Please see the Coronavirus FAQ and the Coronavirus member information.
- Your Anthem health plan will cover the care you receive if you’re diagnosed with COVID-19. Anthem will also waive out-of-pocket expenses for the focused test used to diagnose COVID-19.
- Visit anthem.com/ca/blog or the CDC website at cdc.gov/coronavirus to learn more.
Contact information
HealthComp | www.healthcomp.com
(800) 442-7247
Navitus | www.navitus.com (prescriptions)
(855) 673-6504