Full-time faculty or staff
The benefits information that applies specifically to you is linked in the chart and material below, if you are a full-time USC employee:
- Full time faculty
- Staff members working 37.5 or 40 hours per week (depends on departmental business practices)
- Hospital staff members regularly scheduled to work 32 hours or more per week on a continuous basis
If you’re a part-time employee, a Verdugo Hills employee, health community staff, or a union-represented employee, your benefits differ. See the benefits eligibility page for details. Note that if you reside outside California, you may not choose Kaiser as your medical coverage. (If you reside outside California, your state may in some cases offer premium assistance programs.)
If you’re a faculty member with less than 50% appointment, you are not benefits-eligible, but (like other ineligible employees) you can make unmatched contributions to the USC Retirement Savings Program. If you eventually meet the Program’s eligibility period, you will then get a match on your first 5% as well as the non-elective 5% match. Also not eligible for benefits: Employees classified as per diem, resource, Trojan Encore, distinguished practitioners, graduate assistants, or other affiliated academic staff.
| Benefit plan | When can I enroll? | Where do I enroll? |
| USC Trojan Care EPO | Within 30 days of hire/life event OR open enrollment | Workday |
| USC PPO | Within 30 days of hire/life event OR open enrollment | Workday |
| USC HMO | Within 30 days of hire/life event OR open enrollment | Workday |
| Kaiser HMO | Within 30 days of hire/life event OR open enrollment | Workday |
| Delta Dental | Within 30 days of hire/life event OR open enrollment | Workday |
| United Concordia | Within 30 days of hire/life event OR open enrollment | Workday |
| Vision Service Plan (VSP) | Within 30 days of hire/life event OR open enrollment | Workday |
| Health care or dependent care Flexible Spending Account (WageWorks) | Within 30 days of hire/life event OR open enrollment | Workday |
| Cancer, accident, hospitalization (Aflac) | Any time | Vendor site |
| Long term care (Genworth) | Any time | Vendor site |
| Life, AD&D (Minnesota Life) | Any time | Vendor site |
| Basic disability (enroll/change) | Within 30 days of hire/life event OR quarterly | Workday |
| Supplemental disability | Within 30 days of hire OR open enrollment | Workday |
| Hyatt Legal | Within 30 days of hire OR open enrollment | Vendor site |
| USC Retirement Savings Program | Any time after 6 months of employment with 500 hours of service | Vendor site |
| Supplemental retirement | Any time | Vendor site |